Rent Calculator

Your gross monthly income — see a reasonable rent budget based on it.

Your income

$
%

30% is the most commonly cited guideline, though many landlords and lenders use their own thresholds.

Affordable monthly rent
$1,800.00

This is a budgeting guideline based on gross (pre-tax) income — your actual comfortable rent also depends on other debts, savings goals and cost of living in your area.

A worked example

A $6,000 gross monthly income at the standard 30% guideline supports a rent budget of about $1,800 a month.

Frequently asked questions

Why 30% specifically?

It's a long-standing budgeting guideline (originating from US federal housing policy) suggesting housing costs shouldn't exceed about a third of gross income — a reasonable starting point, not a rule landlords are required to follow.

Do landlords actually use this exact number?

Many use a similar guideline, sometimes expressed as 'income must be 2.5-3x the rent' — which works out to roughly the same 30-40% range, though specific requirements vary by landlord and market.

This calculator provides general estimates only and is not financial advice.